Answer
$a_n=-0.6+2.1 n$ ; $a_{20}=41.4$
Work Step by Step
We know that $a_n= a_1+(n-1) d$
Here, we have $d=3.6-1.5=2.1$
$a_n= 1.5+(n-1) \times (2.1)$
This gives: $a_n=-0.6+2.1 n$
$a_{20}=-0.6+2.1 \times 20=41.4$
Hence, $a_n=-0.6+2.1 n$ ; $a_{20}=41.4$