Answer
$a_n=36-11n$ ; $a_{20}=-184$
Work Step by Step
We know that $a_n= a_1+(n-1) d$
Here, we have $d=14-25=-11$
$a_n= (25)+(n-1) \times (-11)$
This gives: $a_n=36-11n$
$a_{20}=36-11 \times 20=-184$
Hence, $a_n=36-11n$ ; $a_{20}=-184$