Answer
$0$
Work Step by Step
General formula for average rate of change from $a$ to $b$: $\frac{f(b)-f(a)}{b-a}.$
Factor each polynomial:
$$\lim_{x\to 0}\frac{f(x)-f(0)}{x-0}\\=\lim_{x\to 0}\frac{3x^3-2x^2+4-(3(0)^3-2(0)^2+4)}{x}\\=\lim_{x\to 0}\frac{3x^3-2x^2}{x}\\=\lim_{x\to 0}\frac{x(3x^2-2x)}{x}.$$
Cancel the common factors: $$\lim_{x\to 0}(3x^2-2x)\\=3(0)^2-2(0)=0$$