Answer
$-5r^2+4r+3$
Work Step by Step
We divide each term of the polynomial by the monomial as follows
$$
(20r^2 - 16r - 12) \div (-4)=\frac{20r^2 - 16r - 12}{-4}
\\ =\frac{20r^2 }{-4}+\frac{ -16r }{-4}+\frac{ - 12}{-4}\\
=-5r^2+4r+3
.
$$