Answer
$a_{13}=-1628.16$
Work Step by Step
We have to find the $13$th term of the arithmetic sequence:
$1200, 964.32, 728.64,\cdots$
Any term of the arithmetic sequence can be found as
$a_n=a_1+d(n-1).$
In our case
$a_1=1200$
$d=a_2-a_1=964.32-1200=-235.68$
$n=13.$
Hence the $13$th term is:
$a_{13}=1200+(-235.68)(13-1)=-1628.16$