Answer
$-9499$
Work Step by Step
${}_{n}C_{r}=\displaystyle \frac{n!}{(n-r)!r!}$
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$\displaystyle \frac{98!}{96!}=\frac{98\times 97\times 96!}{96!}=98\times 97$
${}_{7}C_{3}=\displaystyle \frac{7!}{(7-3)!3!}=\frac{7\times 6\times 5}{1\times 2\times 3}=35$
${}_{5}C_{4}=\displaystyle \frac{5!}{(5-4)!4!}=5$
$\displaystyle \frac{{}_{7}C_{3}}{{}_{5}C_{4}}=\frac{35}{5}=7$
$7-98\times 97=7-9506=-9499$