Answer
$-\dfrac{11n^2}{60}$
Work Step by Step
Because the least common denominator is $60$, we create a common denominator and obtain:
\begin{array}{l}\require{cancel}
\dfrac{20(2n^2)-15(1n^2)-12(3n^2)}{60}
\\\\=
\dfrac{40n^2-15n^2-36n^2}{60}
\\\\=
\dfrac{-11n^2}{60}
\\\\=
-\dfrac{11n^2}{60}
.\end{array}