Answer
28.6 years
Work Step by Step
Recall that $\ln(\frac{R}{R_{0}})=-kt=-\frac{0.693}{t_{1/2}}t$
$\implies \ln(\frac{20}{100})=-\frac{0.693}{12.3\,years}\times t$
Or $t=-\frac{\ln(0.2)\times12.3\,years}{0.693}=28.6\,years$
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