Answer
$5\%$ decay.
Work Step by Step
Growth or decay rate $r=b-1$ where $r$ is a percentage written as a decimal and $b$ is the base of an exponential function of the form $h(x)=a\cdot b^{x}$.
Given $h(x)=25(0.95)^{x}$
$\implies b=0.95$
$r=b-1=0.95-1=-0.05$
Or $r=-0.05\times100 \%=-5\% $
$r$ is negative. So, there is $5\%$ decay.