Answer
$(x+2)(x-6)$
Work Step by Step
We try to find factors of c in $x^2+bx+c$ that add to negative b,
In this case...
$x^2-4x-12$
$x^2-6x+2x-12$
$x(x-6)+2(x-6)$
$(x+2)(x-6)$
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