Answer
You are compressible, and a rock is not.
When you are submerged, the water pressure squeezes you and reduces your volume. Your mass stays the same, so this effect increases your density, the ratio of mass/volume.
You can help us out by revising, improving and updating this answer.
Update this answerAfter you claim an answer you’ll have 24 hours to send in a draft. An editor will review the submission and either publish your submission or provide feedback.