Answer
Ice would form at the top of the pond (temperature is a freezing point). but then would sink to bottom as denser objects sink to the bottom. Since there is no surface ice to insulate the water below, the pond would freeze extremely quickly, making life not possible.
Work Step by Step
Ice would form at the top of the pond (temperature is a freezing point). but then would sink to bottom as denser objects sink to the bottom. Since there is no surface ice to insulate the water below, the pond would freeze extremely quickly, making life not possible.