Answer
The given statement does not make sense.
Work Step by Step
It is completely at the will of a particular person that how he/she uses his/ her credit card. A person may choose not to overspend and to make purchases wisely. The person should try to avoid all those purchases that may create unnecessary obligations on him/her and should purchase only things which he/she requires most importantly.
This would help him/her build financial soundness and neglecting the unnecessary burden of liabilities arising out of credit card bills at the month end.A person may not be enticed with exciting offers through the use of a credit card.
Hence, the given statement does not make sense.