Answer
$(4b-1)(3b+2)$
Work Step by Step
For the polynomial
$$
12b^2 +5b -2
$$
we check the factors of $ac=12(-2)=-24$. The only factors that can give the right middle term are $-3$ and $8$, as follows
$$
12b^2 +5b -2 =(4b-1)(3b+2)
.$$
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