Answer
the product of -12 and t, plus 2
Work Step by Step
Normally when writing a word phrase for an expression, you can read left to right and translate the symbols and numbers to words.
$\underbrace{-12t}\ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \underbrace+\ \ \ \ \ \underbrace2$
the product of -12 and t, $\ \ \ \ $ plus $\ \ \ \ \ $ two
When a variable appears with a coefficient, such as in $-12t$, multiplication of the coefficient times the variable is implied.
The comma between t and plus makes it clear that the addition of 2 occurs after the multiplication.