Understanding the future
To understand the future means to read trustworthy sources about how finances work and how investment works over time. But this means that a person will have to have a healthy, realistic view of the future, because if they don't understand the true risk, they might be doomed to failure. But, by being honest with oneself, and by taking the time to seriously consider a strategic plan for becoming wealthy, a person could accomplish it, according to Kiyosaki's book.
Taking responsibility for present behavior
Ultimately, the issue of discipline extends to more than just paying bills. If a person has habits that chronically drain bank accounts, like addictions, for example, such a person will not have the extra cash to spend on investments (which is his main idea for rapid wealth acquisition). By taking responsibility for one's life, and by focusing on self-control and fiscal responsibility, he believes wealth is possible for anyone.
Discipline over time brings wealth
The formula for wealth acquisition which Kiyosaki outlines is fairly straightforward—by actually learning from books what there is to know about finances and investing, one can ensure their wealth by learning the correct principles for living, and then by obeying those principles by discipline for years. By taking risks strategically, and by not allowing greed or fear to stop you from listening to your risky intuition, he believes we could acquire serious wealth.