Who was waiting for Mr. Fogg at the Reform Club? Why did they believe he had lost the bet? What did Mr. Fogg realize from his tour around the world?

Fogg's five antagonists were waiting at the Reform Club.

The five antagonists of Phileas Fogg had met in the great saloon of the club. John Sullivan and Samuel Fallentin, the bankers, Andrew Stuart, the engineer, Gauthier Ralph, the director of the Bank of England, and Thomas Flanagan, the brewer, one and all waited anxiously.

The men believe he has lost the bet because of the expected times of the train schedule.

"At twenty-three minutes past seven," replied Gauthier Ralph; "and the next does not arrive till ten minutes after twelve."

"Well, gentlemen," resumed Andrew Stuart, "if Phileas Fogg had come in the 7:23 train, he would have got here by this time. We can, therefore, regard the bet as won."

The one thing Fogg relaized about his trip was that ir made him truly happy.

In which it is shown that Phileas Fogg gained nothing by his tour around the world, unless it were happiness